Temporary Staffing Insurance for temp agencies, employment agencies and recruitment agencies

If you are looking for staffing insurance for your PEO, recruitment agency or employment agency then you have come to the right place.

Human resource tasks and issues are becoming increasingly complicated. Administrative burdens and compliance work related to being an employer, though vital, do not add any value to the business.

We have access to programs that will simplify running a business, enhancing profits for the staffing industry. When relieved from the business end of running a company, you become free to focus on its core function of expansion and goals. While you retain 100% ownership of the company and data, we work with you and your staff to subcontract part, or all, of your non-core business processes – allowing your company to use its time, talent and capital to fuel strategies of growth for the future.

Profit and efficiency are secured by outsourcing cumbersome details to professionals. For a fractional cost of your in-house expenses, those tasks that have become time intensive and complicated may be subcontracted to business processing professionals.

Insurance & Benefit Brokerage for the Staffing Industry

• PEO Workers Compensation
• Group Health Insurance Staffing
• Captive Programs
• Liability Employment Practices
• Risk Management & Safety

Total H. R., Administration & Compliance for the Staffing Industry

• Payroll
• Back Office Accounting
• Human Resources – Web-based Workforce Management (HRIS)
• Human Resource Consultancy
• Web-based Government Compliance Information
• Comprehensive Employee Assistance Program (EAP)
• Clinical Services
• On-line Training
• Developmental Coaching and On-site Training
• Seminars
• Drug-Free Workplace
• Help-Net On-line Program
• Trauma Response Services
• Executive Search Recruitment and Placement Services
• Outplacement Services
• Risk Management and Safety Inspections
• Employee Benefits Voluntary (Supplemental) Products

Insurance:

• Temp Staffing Workers Compensation
• Property and Casualty
• Errors and Omissions
• Officers and Directors
• Key-Man
• General Liability
• Employee Practices Liability Auto – via payroll deductions Set-up and/or administer 401(k) Set-up and/or administer Section 125 &129
• Collections

Employment Practice Liability

• Employment Practices coverage extends to the “placed employee” of the temporary staffing firm
• Optional selection of counsel – Insured may choose defense counsel or tender the defense to the Underwriter
• Modified consent to settle (hammer) clause with a retention reduction incentive for Insured’s acceptance of the first settlement offer
• Co-Defendant coverage for a Client Company of the Insured

Errors & Omissions

• Coverage is offered on a Claims Made or Occurrence basis
• Comprehensive definition of services tailored to Staffing Organizations
• “For” wording in the Bodily Injury and Property Damage Exclusions
• Free 60-day Discovery Clause Loss Control Services
• Product specific web-based loss control solutions through www.losscontrol.com
• Free On-line interactive Defensive Driver Training course and examination
• Regular E-Flyer communications on current Loss Control issues and Large Loss Lessons Learne
• Strategic partnership with best in class vendor for discounted background & motor vehicle record (MVR) checks

General Liability

• Comprehensive General Liability – Limits to $1,000,000 each occurrence/ $3,000,000 aggregate
• Blanket Additional Insured coverage where required by written contract
• General aggregate per location
• Abuse and Molestation coverage available
• Blanket Waiver of Subrogation

Property

Automobile

• Owned auto
• Hired & Non-owned auto
• Drive Other Car coverage where needed
• Lease Gap coverage where needed
• Minimum physical damage deductibles of $500/$1,000

Crime and Fidelity

• Employee Theft/Client coverage
• Third Party Fidelity coverage available
• Forgery or Alteration
• Inside and Outside the Premises
• Money Orders or Counterfeit Paper Currency
• Computer and Funds Transfer Fraud
• All coverage available on a Loss Sustained or Discovery basis

Wage and Hour

• Wage and hours addresses claims involving claims of alleged employer violations and federal or state laws that govern how employers are paid. International Liability and Employers Responsibility

International liability coverage for firms placing personnel around the world.

• Employers Responsibility (similar to Workers’ Compensation for international risks).
• Accidental Death and Dismemberment
• Repatriation, Kidnap and Extortion

Property

• Office Contents
• Property of Others
• Business Income and Extra Expense
• Valuable Papers
• Accounts Receivable
• Computer Hardware
• Computer Software/Media
• Computer Extra Expense
• Computer Business Interruption
• Power Outage.