Annual insurance reviews are a critical practice for small businesses. They can help reduce insurance costs while ensuring coverage keeps pace with the company’s evolving needs. Skipping this review can result in coverage gaps, leaving new business services, equipment or locations underinsured—or worse, completely uninsured....

Tariffs—taxes imposed on imported goods—may be introduced for several reasons, namely to protect domestic industries, correct trade imbalances and advance foreign policy goals. As such, tariffs imposed by the United States can fluctuate based on the latest geopolitical developments. While tariffs are intended to protect...

As businesses adapt to post-pandemic realities, regulatory shifts, and workforce evolution, the demand for PEOs is undergoing major transformations.  Industries, once reliant on traditional HR models, are now turning to PEOs to manage growing complexities from multi-state compliance to workforce risk mitigation.  Meanwhile, new sectors...

Employers continue to face the challenge of managing employee health care costs. One often overlooked strategy to mitigate these expenses is leveraging carrier credits. These credits can provide savings and enhance the overall value of employee health plans. A plan may already include carrier credits,...

In the first months of his second term, President Donald Trump and his administration have issued executive orders (EOs) and policy changes that may have significant implications for employer-sponsored health plans. These initiatives include: An EO prioritizing increased health care price transparency and directing federal...

In recent years, captive insurance companies have consistently outperformed commercial market insurers. This success is attributed to their balance sheet strength, operational performance, and specialized business models. Captives offer significant advantages, giving organizations a competitive edge in risk management and financial control. Here are seven...

Every year, Prevent Blindness, the eye health and safety organization, recognizes March as Workplace Eye Wellness Month. This annual campaign is intended to raise awareness of potential eye hazards in the workplace and encourage employees to take their eye health seriously. According to Prevent Blindness, thousands...