Managing risk while controlling overhead is a delicate balance in film and television production. Insurance premiums typically range between 1% and 3% of a production’s total budget, but smart structuring can drastically reduce premiums without sacrificing coverage....
Earbuds and music headphones have become fixtures of everyday life, but on the job, they can pose serious safety hazards. What feels like a harmless habit can put you and the people around you at risk. When you cannot hear what is happening in your vicinity, you lose...
When businesses purchase commercial insurance, they often focus on the coverage itself, the limits, the deductibles and the policy terms. However, many overlook the document that makes coverage possible in the first place, the insurance application. Far from a routine...
Some items are too heavy, bulky or awkward for one person to handle safely. That’s when a team lift can be the right call. A team lift occurs when two or more workers coordinate to move a load together, distributing the physical demand and reducing the risk of...
Workplace Ergonomics: What is Trigger Finger Trigger finger is a condition that affects the tendons in your fingers or thumb, making them difficult to move or causing them to lock in a bent position. It develops when repeated gripping, squeezing or pinching motions...
A commercial property loss can come without warning. Whether a fire breaks out overnight, a storm damages the roof or a pipe bursts and floods the building, the hours immediately following a loss have an outsized effect on the outcome of any insurance claim. Missteps...
Why Equipment Handed Over Voluntarily Can Result in a Denied Claim Picture this nightmare: A client checks out $150,000 worth of premium anamorphic lenses and camera equipment. Their paperwork is spotless. Their Certificate of Insurance (COI) is valid. Three days...
When it comes to motivating employees, one size does NOT fit all, and with the cost of health insurance soaring, employers are caught in a difficult position. They need to manage their budgets, but they cannot afford to alienate employees by stripping down coverage....
If you face falling-object hazards in the workplace, such as when working below areas from which tools or materials could fall or when handling heavy materials, protect your toes by wearing shoes with impact-resistant safety toes. Impact Resistant Safety Toes Steel...
Heat illness occurs when your body gets too hot and can no longer cool itself. It can come on quickly, and some forms can become life-threatening within minutes. Anyone who works in a hot environment, indoors or outdoors, can be affected. Knowing what to look for in...
An annual standardized wage increase is a uniform percentage or flat-dollar raise given to employees, often regardless of individual performance. These increases typically range from 2% to 4%, though this varies by industry, company size and economic climate. More...
Project delays and cost overruns are common in the construction sector, as project delivery depends on many moving parts and can be disrupted by factors such as adverse weather, economic volatility, and shifting scope and design requirements. When projects are delayed...