A commercial property loss can come without warning. Whether a fire breaks out overnight, a storm damages the roof or a pipe bursts and floods the building, the hours immediately following a loss have an outsized effect on the outcome of any insurance claim. Missteps...

Why Equipment Handed Over Voluntarily Can Result in a Denied Claim Picture this nightmare: A client checks out $150,000 worth of premium anamorphic lenses and camera equipment. Their paperwork is spotless. Their Certificate of Insurance (COI) is valid. Three days later, the return deadline passes. The...

Businesses rarely remain static. Signing new contracts, operating from different locations or adopting alternative methods of working are just some of the ways a company’s risk profile can change. Consequently, coverage that was once appropriate may fall behind as risks evolve, especially amid broader market...

Public warehouses are commercial inventory facilities designed to provide short- or long-term storage of raw materials, component parts or finished products for manufacturers, distributors and retailers. These facilities may service multiple clients at a time and offer storage for a wide range of goods or...

Having a comprehensive commercial insurance program is crucial for any business. By securing proper coverage, businesses can ensure ample financial protection against a range of risks and minimize the likelihood of out-of-pocket losses. Unfortunately, many businesses currently have gaps in their commercial insurance programs, leaving them...

Commercial liability insurance is essential for businesses of all sizes and sectors. Such coverage can offer financial protection for legal defense costs and potential judgments and settlements if a business is held responsible for incidents, errors or wrongful acts that harm another party. When purchasing...

General liability claims (e.g., slips, falls or accidental property damage) can occur unexpectedly, and a slow or ineffective response can disrupt operations, create financial strain and increase the likelihood of litigation. In contrast, a prompt, coordinated response can help limit liability and minimize damages. Consider the...

As a small or medium-sized business (SMB) owner, running a business in our current inflationary economy is not easy with prices increasing. Unfortunately, with the current insurance hard market, premiums are also increasing, which especially negatively impacts smaller business. To help you mitigate your costs,...

Dump truck beds are large cargo containers designed to transport and unload bulk materials by tilting upward through hydraulic systems. While essential across industries such as construction, waste management and agriculture, partially or fully raised dump truck beds introduce serious safety risks. Collisions with overhead...

In 2026, production insurance isn’t just something you “get” at the end. It’s now a real-world constraint that affects how you plan the shoot, pick locations, hire vendors, build the schedule, and even finance the project. A lot of the market never went back to...