13 Aug

Posted at 10:41h in A/V Rental House, Business, Film, Film & TV, Insurance Coverages, Liability, Our Blog, risk management, TV and Video, Workers' Compensation by
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Managing risk while controlling overhead is a delicate balance in film and television production. Insurance premiums typically range between 1% and 3% of a production’s total budget, but smart structuring can drastically reduce premiums without sacrificing coverage. Here are 10 actionable strategies to help lower insurance...

03 Aug

Posted at 10:03h in Business, Employment Practices Liability, Film & TV, human resources, Insurance Coverages, Liability, Our Blog, PEO, Property Coverage, risk management, staffing by
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When businesses purchase commercial insurance, they often focus on the coverage itself, the limits, the deductibles and the policy terms. However, many overlook the document that makes coverage possible in the first place, the insurance application. Far from a routine administrative form, the application is...

29 Jul

Posted at 09:00h in Construction Industry, Employment Practices Liability, Film & TV, human resources, Liability, manufacturing, Nursing and Residential Care, Our Blog, PEO, risk management, staffing, Warehouse, Worker-Safety, Workers' Compensation by
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Some items are too heavy, bulky or awkward for one person to handle safely. That's when a team lift can be the right call. A team lift occurs when two or more workers coordinate to move a load together, distributing the physical demand and reducing...

20 Jul

Posted at 10:09h in A/V Rental House, Business, Film, Film & TV, Insurance Coverages, Liability, Our Blog, Property Coverage, risk management by
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Why Equipment Handed Over Voluntarily Can Result in a Denied Claim Picture this nightmare: A client checks out $150,000 worth of premium anamorphic lenses and camera equipment. Their paperwork is spotless. Their Certificate of Insurance (COI) is valid. Three days later, the return deadline passes. The...

23 Jun

Posted at 10:41h in Business, Construction Industry, human resources, Insurance Coverages, Liability, manufacturing, Our Blog, PEO, risk management, staffing, Warehouse, Worker-Safety, Workers' Compensation by
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Project delays and cost overruns are common in the construction sector, as project delivery depends on many moving parts and can be disrupted by factors such as adverse weather, economic volatility, and shifting scope and design requirements. When projects are delayed or exceed their initial budget,...

17 Jun

Posted at 09:00h in A/V Rental House, Business, Cyber Liability, Directors And Officers, human resources, Liability, Our Blog, PEO, risk management, staffing by
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The past few years have seen a rapid expansion in artificial intelligence (AI), with many businesses leveraging this technology to automate workflows and administrative tasks, analyze vast amounts of corporate data, and enhance customer service offerings. However, as more businesses integrate AI-powered tools into their...

10 Jun

Posted at 13:49h in A/V Rental House, Business, Cyber Liability, Film, Film & TV, Insurance Coverages, Liability, Our Blog, risk management, TV and Video by
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For decades, the standard playbook for film and television production insurance was predictable. Underwriters looked at physical risks: What happens if a lead actor breaks an ankle? What if a camera crane topples into a lake? What if a freak storm destroys a multi-million-dollar outdoor...

04 Jun

Posted at 09:50h in Business, human resources, Insurance Coverages, Liability, Our Blog, PEO, Property Coverage, risk management by
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Businesses rarely remain static. Signing new contracts, operating from different locations or adopting alternative methods of working are just some of the ways a company’s risk profile can change. Consequently, coverage that was once appropriate may fall behind as risks evolve, especially amid broader market...

28 May

Posted at 12:35h in Business, Directors And Officers, employee benefits, Employment Practices Liability, Health and Wellness, healthcare coverage, human resources, Insurance Coverages, Our Blog, PEO, staffing, Worker-Safety, Workers' Compensation by
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The Americans with Disabilities Act (ADA) restricts the actions an employer may take with respect to employees with disabilities. Among the ADA’s restrictions are limitations on an employer’s ability to require employees and applicants to undergo medical examinations or answer questions regarding medical conditions. The ADA...