Article based on presentation by Kevin Kilcoyne, Director of Staffing Insurance, Barrow Group/Hilb Group In high-risk operations like warehouses and construction sites, workers’ compensation performance isn’t something you “feel out.” You manage it the same way you manage production: with numbers you trust. Tracking a tight...

In 2026, production insurance isn’t just something you “get” at the end. It’s now a real-world constraint that affects how you plan the shoot, pick locations, hire vendors, build the schedule, and even finance the project. A lot of the market never went back to...

PEO-sponsored Workers' Compensation Insurance has advantages and disadvantages.  For some organizations, having a stand-alone policy may be a better alternative.  Here is a detailed comparison based on expert sources. Aspect PEO (Professional Employer Organization) Standalone Workers’ Compensation (WC) Payroll Services PEO exclusively handles payroll for enrolled employees, including payroll taxes...

Real-time pay (often called on-demand pay or earned wage access) sounds like a slam dunk: employees get money as soon as they’ve earned it instead of waiting for payday. From an employer’s standpoint, though, it can be a surprisingly messy operational and compliance project. Here’s...

As businesses rely more heavily on vendors for operations and growth, cybercriminals have found new ways to exploit these trusted relationships. One emerging tactic, vendor email compromise (VEC), involves impersonating a legitimate supplier or partner to steal data or divert payments. While business email compromise...

Georgia has long been a major player in film, television, and entertainment—largely driven by its strong production tax credits. After a stretch without a dedicated post-production credit, the Georgia legislature has brought one back, this time with updated requirements and eligibility thresholds that reflect how...

Footwear is an important issue for health care professionals, many of whom spend long stretches of time standing or walking throughout the day. Good footwear is essential to worker comfort, but comfort concerns must be balanced with safety. Employer Obligations It might be tempting to assume that...

The Affordable Care Act (ACA) created a federally financed subsidy, called the premium tax credit (PTC), to help eligible individuals and families with low or moderate incomes afford health insurance purchased through an Exchange. During the COVID-19 pandemic, Congress temporarily enhanced the PTC by eliminating...