When businesses purchase commercial insurance, they often focus on the coverage itself, the limits, the deductibles and the policy terms. However, many overlook the document that makes coverage possible in the first place, the insurance application. Far from a routine administrative form, the application is...

Some items are too heavy, bulky or awkward for one person to handle safely. That's when a team lift can be the right call. A team lift occurs when two or more workers coordinate to move a load together, distributing the physical demand and reducing...

A commercial property loss can come without warning. Whether a fire breaks out overnight, a storm damages the roof or a pipe bursts and floods the building, the hours immediately following a loss have an outsized effect on the outcome of any insurance claim. Missteps...

Why Equipment Handed Over Voluntarily Can Result in a Denied Claim Picture this nightmare: A client checks out $150,000 worth of premium anamorphic lenses and camera equipment. Their paperwork is spotless. Their Certificate of Insurance (COI) is valid. Three days later, the return deadline passes. The...

For decades, the standard playbook for film and television production insurance was predictable. Underwriters looked at physical risks: What happens if a lead actor breaks an ankle? What if a camera crane topples into a lake? What if a freak storm destroys a multi-million-dollar outdoor...

By Chiquita Banks, Esq - BankableBites, 4/14/26 (reposted with permission) For years, the U.S. has watched its own film, and TV productions pack their bags, grab their passports, and head abroad. Canada, the United Kingdom, Australia, New Zealand, and South Africa are winning the global production...

Hosting concerts or large special events is a major win for community spirit, but from a municipal and legal standpoint, it’s a high-stakes balancing act. Whether a city is the direct organizer or simply the permit-issuer for a third-party promoter, the goal is risk transfer—ensuring...

Independent filmmakers and boutique production houses often find that large national insurance brokerages lack the personal touch required for smaller projects. For these creators, the advantage of partnering with a specialized brokerage like Barrow Group lies in receiving a tailored policy rather than a "cookie-cutter"...

As a small or medium-sized business (SMB) owner, running a business in our current inflationary economy is not easy with prices increasing. Unfortunately, with the current insurance hard market, premiums are also increasing, which especially negatively impacts smaller business. To help you mitigate your costs,...

In 2026, production insurance isn’t just something you “get” at the end. It’s now a real-world constraint that affects how you plan the shoot, pick locations, hire vendors, build the schedule, and even finance the project. A lot of the market never went back to...