Working remotely offers flexibility, but it also expands the ways cyberthreats can reach you. Outside the office, the usual safety nets, namely IT oversight, threat detection tools and physical security, may not be readily available. This, in turn, can permit cybercriminals to exploit potential vulnerabilities...

Offering more medical plans can seem like a way to increase employee choice. In practice, many employers now offer five or more options, and that creates complexity instead of clarity. As employers evaluate their benefits portfolios, many are looking for ways to improve employee decision-making...

Earbuds and music headphones have become fixtures of everyday life, but on the job, they can pose serious safety hazards. What feels like a harmless habit can put you and the people around you at risk. When you cannot hear what is happening in your...

When businesses purchase commercial insurance, they often focus on the coverage itself, the limits, the deductibles and the policy terms. However, many overlook the document that makes coverage possible in the first place, the insurance application. Far from a routine administrative form, the application is...

Some items are too heavy, bulky or awkward for one person to handle safely. That's when a team lift can be the right call. A team lift occurs when two or more workers coordinate to move a load together, distributing the physical demand and reducing...

A commercial property loss can come without warning. Whether a fire breaks out overnight, a storm damages the roof or a pipe bursts and floods the building, the hours immediately following a loss have an outsized effect on the outcome of any insurance claim. Missteps...

When it comes to motivating employees, one size does NOT fit all, and with the cost of health insurance soaring, employers are caught in a difficult position. They need to manage their budgets, but they cannot afford to alienate employees by stripping down coverage. To bridge...

Heat illness occurs when your body gets too hot and can no longer cool itself. It can come on quickly, and some forms can become life-threatening within minutes. Anyone who works in a hot environment, indoors or outdoors, can be affected. Knowing what to look...

An annual standardized wage increase is a uniform percentage or flat-dollar raise given to employees, often regardless of individual performance. These increases typically range from 2% to 4%, though this varies by industry, company size and economic climate. More employers are taking this “peanut butter”...

Project delays and cost overruns are common in the construction sector, as project delivery depends on many moving parts and can be disrupted by factors such as adverse weather, economic volatility, and shifting scope and design requirements. When projects are delayed or exceed their initial budget,...