Hosting concerts or large special events is a major win for community spirit, but from a municipal and legal standpoint, it’s a high-stakes balancing act. Whether a city is the direct organizer or simply the permit-issuer for a third-party promoter, the goal is risk transfer—ensuring...

The National Occupational Research Agenda Construction Sector Council will host their annual National Stand-down to Prevent Struck-by Incidents. This stand-down will take place April 20-24, 2026, in coordination with the National Work Zone Awareness Week. The goal of the initiative is to stop, talk and act....

If you’ve ever sat through a mandatory safety briefing or grumbled about the rigid placement of a fire extinguisher, you’ve felt the influence of OSHA (Occupational Safety and Health Administration). In the U.S., OSHA is the undisputed heavyweight of workplace protection. But what happens when you...

As a small or medium-sized business (SMB) owner, running a business in our current inflationary economy is not easy with prices increasing. Unfortunately, with the current insurance hard market, premiums are also increasing, which especially negatively impacts smaller business. To help you mitigate your costs,...

OSHA recently revealed its top 10 most frequently cited standards in the 2025 fiscal year using preliminary data. This information is valuable for businesses of all kinds, as it helps them identify common exposures that affect their workforce and gives them the information they need...

Project owners and general contractors must thoroughly vet all contractors to ensure jobsite safety and protect against financial losses. A key part of this vetting process is confirming that contractors carry the appropriate insurance coverage. Hiring uninsured contractors can lead to serious consequences, including safety...

In the staffing industry, few things are as dreaded as a skyrocketing experience modification rate—or mod rate. For temporary staffing agencies, where risk can be difficult to control, a high mod rate doesn't just increase your workers' compensation premiums, it can scare off clients and...

As the workforce ages, employers must adapt to ensure the safety and productivity of their older employees. Many baby boomers are delaying retirement or reentering the workforce, so the number of employees aged 55 and older is rising. While these workers bring valuable experience and...

Over the last few years, the health care industry has been navigating a challenging landscape. Looking ahead, several trends could continue to influence the sector. Considering these evolving dynamics, health care organizations should closely monitor emerging industry developments and adapt their operations and risk management...