Electrical rooms provide essential functions for commercial properties, but they can also pose significant fire risks if not properly designed, built and maintained. From overloaded circuits to faulty wiring and inadequate upkeep, a range of largely preventable issues can lead to dangerous and costly fires. This...

Workers’ Compensation Insurance — What to Expect Here's a quick, plain-English checklist so you know exactly what happens, what we’ll handle, and what we’ll need from you. Discovery & Information Gathering We learn about your business and operations, review any current coverage, and collect basics like payroll by...

Equipment damage, loss, or theft is one of the most persistent and costly risks for A/V rental houses. These incidents occur frequently, especially during offsite events where gear is constantly moved, set up, and handled by multiple parties. The financial stakes are high: a single piece...

Over the last few years, the health care industry has been navigating a challenging landscape. Looking ahead, several trends could continue to influence the sector. Considering these evolving dynamics, health care organizations should closely monitor emerging industry developments and adapt their operations and risk management...

Annual insurance reviews are a critical practice for small businesses. They can help reduce insurance costs while ensuring coverage keeps pace with the company’s evolving needs. Skipping this review can result in coverage gaps, leaving new business services, equipment or locations underinsured—or worse, completely uninsured....

The business of storytelling has always carried risk — but in 2025, those risks are triggering sharp increases in insurance costs across the film and television industry. Whether you’re working with studio-level talent or indie crews, you’ve probably already felt the sting of rising premiums....

In February 2025, local authorities confirmed that 8,000 cartons holding 100,000 eggs had been stolen from the back of a semi-trailer for Pete & Gerry’s Organics, a national egg production company that partners with over three hundred farms across the United States. The incident occurred...

The filming of the movie The Beekeeper, starring Jason Statham, serves as an illustration of a production where a completion bond would have been crucial. Independent films like The Beekeeper often rely on multiple third-party financiers, making completion guarantees essential to secure funding and protect...

In recent years, captive insurance companies have consistently outperformed commercial market insurers. This success is attributed to their balance sheet strength, operational performance, and specialized business models. Captives offer significant advantages, giving organizations a competitive edge in risk management and financial control. Here are seven...