In 2026, the employee benefits market is being shaped by a variety of trends, including regulatory volatility, shifting compliance priorities, accelerated cost pressures and ever-evolving workplace demands. Here are compliance trends to watch for:   On July 4, 2025, a sweeping tax and spending bill, commonly...

The Affordable Care Act (ACA) created a federally financed subsidy, called the premium tax credit (PTC), to help eligible individuals and families with low or moderate incomes afford health insurance purchased through an Exchange. During the COVID-19 pandemic, Congress temporarily enhanced the PTC by eliminating...

There are still a lot of unanswered questions and a great deal of uncertainty about whether ACA will even survive after the presidential elections.  Technology continues to revolutionize the industry.  We are moving beyond social media to business oriented mobile media, with new competition cropping...