Death is universal, but how we approach it says everything about our values. As more Americans reconsider what it means to “die well,” the contrast with Europe’s approach to end-of-life care is sharper than ever. It’s not just about policy—it’s about perspective. ________________________________________ 🧭 Control vs. Collective...

Employers continue to face the challenge of managing employee health care costs. One often overlooked strategy to mitigate these expenses is leveraging carrier credits. These credits can provide savings and enhance the overall value of employee health plans. A plan may already include carrier credits,...

In the first months of his second term, President Donald Trump and his administration have issued executive orders (EOs) and policy changes that may have significant implications for employer-sponsored health plans. These initiatives include: An EO prioritizing increased health care price transparency and directing federal...

A Missouri-based health insurance company and its California-based subsidiary have agreed to pay $11.25 million to settle allegations that the subsidiary did not comply with cybersecurity requirements while managing the health insurance program for servicemembers and their families. The subsidiary allegedly failed to remedy cybersecurity...

Health care providers have been increasingly utilizing technology and turning to digitization. Innovations such as telehealth, artificial intelligence (AI), digital billing systems and connected devices continue to reshape the industry. Although technological advancements provide several key benefits and can enhance patient care, they create additional cybersecurity...

While modern cybersecurity focuses on digital threats like ransomware and phishing, an often-overlooked vulnerability in healthcare operations is the fax machine. Despite being considered outdated, fax machines remain widely used in healthcare due to HIPAA compliance concerns and the need to transmit medical records securely....

Sustainability has become increasingly important for health care facilities. Faced with regulatory requirements, cost-saving opportunities and growing public expectations for environmental responsibility, health care facilities are pursuing green initiatives that align with operational efficiency and risk management goals. This article explores key green practices that health...

Ensuring resident safety is a key priority for all senior living facilities. A critical area of concern is the risk of elopement—when a resident leaves a senior living facility unexpectedly and unsupervised. Such incidents can lead to residents becoming disoriented or lost and expose them...

By Suzanne D’Amato, Employee Benefits Attorney – Hilb Group National Practice Leader, EB Compliance November 21, 2025 Election Outcomes—Republican Trifecta • President-elect Trump • Senate – R’s have 3-seat majority • House of Representatives – R’s control Pre-election:  214D – 221-R Post-election:  215D-220-R Future of the Filibuster • The filibuster requires 60 votes to overcome...