Businesses rarely remain static. Signing new contracts, operating from different locations or adopting alternative methods of working are just some of the ways a company’s risk profile can change. Consequently, coverage that was once appropriate may fall behind as risks evolve, especially amid broader market...

The Americans with Disabilities Act (ADA) restricts the actions an employer may take with respect to employees with disabilities. Among the ADA’s restrictions are limitations on an employer’s ability to require employees and applicants to undergo medical examinations or answer questions regarding medical conditions. The ADA...

Heat exposure has quietly become one of the most urgent workplace safety challenges in the United States. As temperatures rise and extreme heat events become more frequent, the U.S. Department of Labor has intensified its focus on protecting workers from heat-related illness. OSHA’s updated Heat-Related...

For employers that use a biweekly payroll schedule, 2026 will be an unusual year. Due to the way the calendar falls and the placement of the New Year’s Day federal holiday, many organizations that typically run 26 biweekly payrolls will instead issue 27 paychecks during...

Across sectors, artificial intelligence (AI) is transforming how companies operate, helping to automate processes and drive efficiencies. However, as companies race to adopt AI and monetize its potential, they may overhype AI-powered processes or features to showcase innovation and attract investors. This has led to...

Healthcare staffing agencies play a critical role in patient care delivery—but they also carry significant responsibility for protecting the clinicians they place and the facilities they support. One of the most persistent and high‑risk hazards faced by nurses and other healthcare professionals is exposure to...

Commercial liability insurance is essential for businesses of all sizes and sectors. Such coverage can offer financial protection for legal defense costs and potential judgments and settlements if a business is held responsible for incidents, errors or wrongful acts that harm another party. When purchasing...