Open enrollment may be over once you submit your elections, but your coverage doesn’t start immediately. Between the day you submit your elections and the day you can use them, a lot happens behind the scenes that employees don’t see. Dependents may need to be...
Working remotely offers flexibility, but it also expands the ways cyberthreats can reach you. Outside the office, the usual safety nets, namely IT oversight, threat detection tools and physical security, may not be readily available. This, in turn, can permit cybercriminals to exploit potential vulnerabilities...
Offering more medical plans can seem like a way to increase employee choice. In practice, many employers now offer five or more options, and that creates complexity instead of clarity. As employers evaluate their benefits portfolios, many are looking for ways to improve employee decision-making...
Every single day, thousands of workers suffer preventable workplace eye injuries. From tiny metallic flecks traveling at high speed to subtle exposure to chemical vapors or invisible light radiation, the hazards threatening your eyesight are as varied as they are dangerous. Protecting your vision requires...
Earbuds and music headphones have become fixtures of everyday life, but on the job, they can pose serious safety hazards. What feels like a harmless habit can put you and the people around you at risk. When you cannot hear what is happening in your...
When businesses purchase commercial insurance, they often focus on the coverage itself, the limits, the deductibles and the policy terms. However, many overlook the document that makes coverage possible in the first place, the insurance application. Far from a routine administrative form, the application is...
Some items are too heavy, bulky or awkward for one person to handle safely. That's when a team lift can be the right call. A team lift occurs when two or more workers coordinate to move a load together, distributing the physical demand and reducing...
A commercial property loss can come without warning. Whether a fire breaks out overnight, a storm damages the roof or a pipe bursts and floods the building, the hours immediately following a loss have an outsized effect on the outcome of any insurance claim. Missteps...
When it comes to motivating employees, one size does NOT fit all, and with the cost of health insurance soaring, employers are caught in a difficult position. They need to manage their budgets, but they cannot afford to alienate employees by stripping down coverage. To bridge...
If you face falling-object hazards in the workplace, such as when working below areas from which tools or materials could fall or when handling heavy materials, protect your toes by wearing shoes with impact-resistant safety toes. Impact Resistant Safety Toes Steel Toe Shoes: One common choice for...