Employment Practices Liability Insurance (EPLI) protects businesses from claims like wrongful termination, discrimination, harassment, and other workplace-related issues. These claims are expensive, disruptive, and—thanks to ever-evolving labor regulations—surprisingly easy to trigger. This is where Professional Employer Organizations (PEOs) earn their keep. PEOs don’t just run payroll;...

By:  Steve Kolker, Insurance Consultant, Employee Benefits, Hilb Group/Barrow Group One of the most essential, but difficult to afford coverages is long-term care (LTC) insurance.  LTC insurance covers services like nursing home, assisted living, or in-home assistance that Medicare generally does not provide. The cost for...

This HR compliance calendar is a valuable tool to help your business stay on track with key employ­ment-related deadlines throughout the year. HR compliance can be complex and involves many moving parts. Keeping track of deadlines during 2026 can help your business stay organized and...

Introduction Using personal protective equipment (PPE) is instrumental in keeping yourself safe and healthy on the job. Workers use PPE when there is some type of hazard identified that cannot be eliminated or controlled through other means. Simply stated, when we have PPE requirements, it means...

The gig economy is a system in which organizations engage individuals, often through digital platforms or intermediaries, for temporary or task-based work, rather than relying solely on full- and part-time employees. It’s quickly becoming a key component of the world economy. Organizations are increasingly turning...

Manufacturing settings carry a wide range of risks, largely due to the use of complex machinery and equipment. As such, properly servicing equipment is essential to maintain smooth operations and avoid potential losses. Without sufficient maintenance measures in place, manufacturing equipment could have a shortened...

Professional Employer Organizations (PEOs) thrive on compliance. But even seasoned providers stumble on common errors. Here are the five most frequent—and costly—compliance pitfalls: • Worker Misclassification (The Big One): Treating employees as independent contractors or mislabeling exempt vs. non-exempt workers under the Fair Labor Standards Act...