By:  Steve Kolker, Insurance Consultant, Employee Benefits, Hilb Group/Barrow Group One of the most essential, but difficult to afford coverages is long-term care (LTC) insurance.  LTC insurance covers services like nursing home, assisted living, or in-home assistance that Medicare generally does not provide. The cost for...

Introduction Using personal protective equipment (PPE) is instrumental in keeping yourself safe and healthy on the job. Workers use PPE when there is some type of hazard identified that cannot be eliminated or controlled through other means. Simply stated, when we have PPE requirements, it means...

We are pleased to introduce our in-house Employee Benefits Consultant, Steve Kolker. Steve will be working with our business clients to provide “peace of mind” benefits solutions for both employers and employees.  With more than 25 years in the insurance industry and 11 years specializing in...