If you’ve ever sat through a mandatory safety briefing or grumbled about the rigid placement of a fire extinguisher, you’ve felt the influence of OSHA (Occupational Safety and Health Administration). In the U.S., OSHA is the undisputed heavyweight of workplace protection. But what happens when you...

In 2026, the employee benefits market is being shaped by a variety of trends, including regulatory volatility, shifting compliance priorities, accelerated cost pressures and ever-evolving workplace demands. Here are compliance trends to watch for:   On July 4, 2025, a sweeping tax and spending bill, commonly...

Footwear is an important issue for health care professionals, many of whom spend long stretches of time standing or walking throughout the day. Good footwear is essential to worker comfort, but comfort concerns must be balanced with safety. Employer Obligations It might be tempting to assume that...

The Affordable Care Act (ACA) created a federally financed subsidy, called the premium tax credit (PTC), to help eligible individuals and families with low or moderate incomes afford health insurance purchased through an Exchange. During the COVID-19 pandemic, Congress temporarily enhanced the PTC by eliminating...

In many industries, forklifts are essential for moving materials and goods. However, when forklifts powered by gasoline, propane and diesel fuel are used indoors or in confined spaces, dangerous levels of carbon monoxide can build up quickly. Carbon monoxide is a colorless, odorless and tasteless gas...

The One Big Beautiful Bill Act (OBBB) arrived in the healthcare world with the subtlety of a cat knocking a glass off the counter — noticeable, a bit disruptive, and guaranteed to require some cleanup. For parts of healthcare that serve our most vulnerable —...

By:  Steve Kolker, Insurance Consultant, Employee Benefits, Hilb Group/Barrow Group One of the most essential, but difficult to afford coverages is long-term care (LTC) insurance.  LTC insurance covers services like nursing home, assisted living, or in-home assistance that Medicare generally does not provide. The cost for...