Earbuds and music headphones have become fixtures of everyday life, but on the job, they can pose serious safety hazards. What feels like a harmless habit can put you and the people around you at risk. When you cannot hear what is happening in your...

When businesses purchase commercial insurance, they often focus on the coverage itself, the limits, the deductibles and the policy terms. However, many overlook the document that makes coverage possible in the first place, the insurance application. Far from a routine administrative form, the application is...

Some items are too heavy, bulky or awkward for one person to handle safely. That's when a team lift can be the right call. A team lift occurs when two or more workers coordinate to move a load together, distributing the physical demand and reducing...

If you face falling-object hazards in the workplace, such as when working below areas from which tools or materials could fall or when handling heavy materials, protect your toes by wearing shoes with impact-resistant safety toes. Impact Resistant Safety Toes Steel Toe Shoes:  One common choice for...

Heat illness occurs when your body gets too hot and can no longer cool itself. It can come on quickly, and some forms can become life-threatening within minutes. Anyone who works in a hot environment, indoors or outdoors, can be affected. Knowing what to look...

Workplace injury is no longer just physical. Mental and psychological claims are rising rapidly—and for risk managers and PEO professionals, they represent a more complex, costly, and strategic exposure. This shift isn’t temporary. It’s redefining how workplace risk must be managed. Why Psychological Claims Are Increasing Several forces...

Can a Full Time, Exempt Professional Development Nurse Receive Overtime Pay While Working as an Hourly Staff Nurse? On May 28, 2026, the U.S. Department of Labor (DOL) issued Opinion Letter FLSA2026-5, addressing the overtime implications when an exempt employee under Section 13(a)(1) of the Fair...

The Americans with Disabilities Act (ADA) restricts the actions an employer may take with respect to employees with disabilities. Among the ADA’s restrictions are limitations on an employer’s ability to require employees and applicants to undergo medical examinations or answer questions regarding medical conditions. The ADA...

Public warehouses are commercial inventory facilities designed to provide short- or long-term storage of raw materials, component parts or finished products for manufacturers, distributors and retailers. These facilities may service multiple clients at a time and offer storage for a wide range of goods or...

Having a comprehensive commercial insurance program is crucial for any business. By securing proper coverage, businesses can ensure ample financial protection against a range of risks and minimize the likelihood of out-of-pocket losses. Unfortunately, many businesses currently have gaps in their commercial insurance programs, leaving them...