Construction projects involving trench and excavation operations present life-threatening risks to employees. Following a recent series of trench collapses in the Midwest, OSHA has issued a trade release urging workplaces to take the necessary steps to protect workers from trenching and excavation hazards. With 11...
In today’s increasingly litigious and regulated business environment, management liability insurance is a critical financial safeguard for organizations and their leadership teams. Whether public, private or nonprofit, all organizations face potential management liability risks, including allegations of mismanagement, shareholder scrutiny and employment-related claims. Fortunately, management...
Workers’ Compensation Insurance — What to Expect Here's a quick, plain-English checklist so you know exactly what happens, what we’ll handle, and what we’ll need from you. Discovery & Information Gathering We learn about your business and operations, review any current coverage, and collect basics like payroll by...
Project owners and general contractors must thoroughly vet all contractors to ensure jobsite safety and protect against financial losses. A key part of this vetting process is confirming that contractors carry the appropriate insurance coverage. Hiring uninsured contractors can lead to serious consequences, including safety...
As a health care worker, managing patient behavior can be a challenging but critical component of your job. Depending on the nature of their conditions and specific treatment needs, patients may be experiencing significant pain, confusion, stress or fear, possibly resulting in tense and emotional...
Safe and Sound Week is an annual campaign conducted by OSHA and other safety organizations. It will take place from Aug. 11-17 this year. This event aims to recognize the successes of workplace safety and health programs across the country and provide additional resources to...
On July 1, 2025, OSHA issued a Notice of Proposed Rulemaking (NPRM) to remove some medical evaluation requirements in the Respiratory Protection Rule for filtering facepiece respirators (FFRs) and loose-fitting powered air-purifying respirators (PAPRs). Comments on the proposed rule are due by Sept. 2, 2025. Background The current...
In the staffing industry, few things are as dreaded as a skyrocketing experience modification rate—or mod rate. For temporary staffing agencies, where risk can be difficult to control, a high mod rate doesn't just increase your workers' compensation premiums, it can scare off clients and...
As the workforce ages, employers must adapt to ensure the safety and productivity of their older employees. Many baby boomers are delaying retirement or reentering the workforce, so the number of employees aged 55 and older is rising. While these workers bring valuable experience and...
Equipment damage, loss, or theft is one of the most persistent and costly risks for A/V rental houses. These incidents occur frequently, especially during offsite events where gear is constantly moved, set up, and handled by multiple parties. The financial stakes are high: a single piece...