Introduction Using personal protective equipment (PPE) is instrumental in keeping yourself safe and healthy on the job. Workers use PPE when there is some type of hazard identified that cannot be eliminated or controlled through other means. Simply stated, when we have PPE requirements, it means...

Manufacturing settings carry a wide range of risks, largely due to the use of complex machinery and equipment. As such, properly servicing equipment is essential to maintain smooth operations and avoid potential losses. Without sufficient maintenance measures in place, manufacturing equipment could have a shortened...

Professional Employer Organizations (PEOs) thrive on compliance. But even seasoned providers stumble on common errors. Here are the five most frequent—and costly—compliance pitfalls: • Worker Misclassification (The Big One): Treating employees as independent contractors or mislabeling exempt vs. non-exempt workers under the Fair Labor Standards Act...

Job abandonment generally occurs when an employee fails to report to work for an extended period without notice to an employer. Job abandonment can lead to significant workplace disruptions and pose unique challenges to employers, including staffing and scheduling challenges, decreased morale and productivity, and...

Operational efficiency and customer satisfaction are top priorities for organizations, and many are turning to artificial intelligence (AI) chatbots to support these goals. AI chatbots can perform a range of tasks, including handling customer service inquiries and troubleshooting technical issues, while delivering key benefits such...

Construction projects involving trench and excavation operations present life-threatening risks to employees. Following a recent series of trench collapses in the Midwest, OSHA has issued a trade release urging workplaces to take the necessary steps to protect workers from trenching and excavation hazards. With 11...

In today’s increasingly litigious and regulated business environment, management liability insurance is a critical financial safeguard for organizations and their leadership teams. Whether public, private or nonprofit, all organizations face potential management liability risks, including allegations of mismanagement, shareholder scrutiny and employment-related claims. Fortunately, management...

Workers’ Compensation Insurance — What to Expect Here's a quick, plain-English checklist so you know exactly what happens, what we’ll handle, and what we’ll need from you. Discovery & Information Gathering We learn about your business and operations, review any current coverage, and collect basics like payroll by...

Project owners and general contractors must thoroughly vet all contractors to ensure jobsite safety and protect against financial losses. A key part of this vetting process is confirming that contractors carry the appropriate insurance coverage. Hiring uninsured contractors can lead to serious consequences, including safety...

As a health care worker, managing patient behavior can be a challenging but critical component of your job. Depending on the nature of their conditions and specific treatment needs, patients may be experiencing significant pain, confusion, stress or fear, possibly resulting in tense and emotional...