By:  Steve Kolker, Insurance Consultant, Employee Benefits, Hilb Group/Barrow Group One of the most essential, but difficult to afford coverages is long-term care (LTC) insurance.  LTC insurance covers services like nursing home, assisted living, or in-home assistance that Medicare generally does not provide. The cost for...

This HR compliance calendar is a valuable tool to help your business stay on track with key employ­ment-related deadlines throughout the year. HR compliance can be complex and involves many moving parts. Keeping track of deadlines during 2026 can help your business stay organized and...

Introduction Using personal protective equipment (PPE) is instrumental in keeping yourself safe and healthy on the job. Workers use PPE when there is some type of hazard identified that cannot be eliminated or controlled through other means. Simply stated, when we have PPE requirements, it means...

The gig economy is a system in which organizations engage individuals, often through digital platforms or intermediaries, for temporary or task-based work, rather than relying solely on full- and part-time employees. It’s quickly becoming a key component of the world economy. Organizations are increasingly turning...

Professional Employer Organizations (PEOs) thrive on compliance. But even seasoned providers stumble on common errors. Here are the five most frequent—and costly—compliance pitfalls: • Worker Misclassification (The Big One): Treating employees as independent contractors or mislabeling exempt vs. non-exempt workers under the Fair Labor Standards Act...

Job abandonment generally occurs when an employee fails to report to work for an extended period without notice to an employer. Job abandonment can lead to significant workplace disruptions and pose unique challenges to employers, including staffing and scheduling challenges, decreased morale and productivity, and...

Operational efficiency and customer satisfaction are top priorities for organizations, and many are turning to artificial intelligence (AI) chatbots to support these goals. AI chatbots can perform a range of tasks, including handling customer service inquiries and troubleshooting technical issues, while delivering key benefits such...