Why Equipment Handed Over Voluntarily Can Result in a Denied Claim Picture this nightmare: A client checks out $150,000 worth of premium anamorphic lenses and camera equipment. Their paperwork is spotless. Their Certificate of Insurance (COI) is valid. Three days later, the return deadline passes. The...

Project delays and cost overruns are common in the construction sector, as project delivery depends on many moving parts and can be disrupted by factors such as adverse weather, economic volatility, and shifting scope and design requirements. When projects are delayed or exceed their initial budget,...

The past few years have seen a rapid expansion in artificial intelligence (AI), with many businesses leveraging this technology to automate workflows and administrative tasks, analyze vast amounts of corporate data, and enhance customer service offerings. However, as more businesses integrate AI-powered tools into their...

For decades, the standard playbook for film and television production insurance was predictable. Underwriters looked at physical risks: What happens if a lead actor breaks an ankle? What if a camera crane topples into a lake? What if a freak storm destroys a multi-million-dollar outdoor...

Businesses rarely remain static. Signing new contracts, operating from different locations or adopting alternative methods of working are just some of the ways a company’s risk profile can change. Consequently, coverage that was once appropriate may fall behind as risks evolve, especially amid broader market...

The Americans with Disabilities Act (ADA) restricts the actions an employer may take with respect to employees with disabilities. Among the ADA’s restrictions are limitations on an employer’s ability to require employees and applicants to undergo medical examinations or answer questions regarding medical conditions. The ADA...

Public warehouses are commercial inventory facilities designed to provide short- or long-term storage of raw materials, component parts or finished products for manufacturers, distributors and retailers. These facilities may service multiple clients at a time and offer storage for a wide range of goods or...

Having a comprehensive commercial insurance program is crucial for any business. By securing proper coverage, businesses can ensure ample financial protection against a range of risks and minimize the likelihood of out-of-pocket losses. Unfortunately, many businesses currently have gaps in their commercial insurance programs, leaving them...

Hosting concerts or large special events is a major win for community spirit, but from a municipal and legal standpoint, it’s a high-stakes balancing act. Whether a city is the direct organizer or simply the permit-issuer for a third-party promoter, the goal is risk transfer—ensuring...