05 Feb

Posted at 11:08h in Business, human resources, Insurance Coverages, manufacturing, Our Blog, PEO, risk management, staffing, Workers' Compensation by
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PEO-sponsored Workers' Compensation Insurance has advantages and disadvantages.  For some organizations, having a stand-alone policy may be a better alternative.  Here is a detailed comparison based on expert sources. Aspect PEO (Professional Employer Organization) Standalone Workers’ Compensation (WC) Payroll Services PEO exclusively handles payroll for enrolled employees, including payroll taxes...

23 Jan

Posted at 09:00h in Business, Cyber Liability, human resources, Insurance Coverages, Our Blog, PEO, risk management, staffing by
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As businesses rely more heavily on vendors for operations and growth, cybercriminals have found new ways to exploit these trusted relationships. One emerging tactic, vendor email compromise (VEC), involves impersonating a legitimate supplier or partner to steal data or divert payments. While business email compromise...

20 Jan

Posted at 14:24h in A/V Rental House, Business, Film, Film & TV, Insurance Coverages, Our Blog, TV and Video by
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Georgia has long been a major player in film, television, and entertainment—largely driven by its strong production tax credits. After a stretch without a dedicated post-production credit, the Georgia legislature has brought one back, this time with updated requirements and eligibility thresholds that reflect how...

15 Jan

Posted at 10:39h in human resources, Insurance Coverages, manufacturing, Our Blog, risk management, staffing, Warehouse, Worker-Safety, Workers' Compensation by
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Statistics have revealed that temporary workers in warehouses are more likely to get hurt on the job than permanent employees. According to OSHA, some host employers may not have the same commitment to temporary employees as permanent ones and may be more inclined to assign...

14 Jan

Posted at 11:30h in Business, Health and Wellness, human resources, Nursing and Residential Care, Our Blog, risk management, Worker-Safety by
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Footwear is an important issue for health care professionals, many of whom spend long stretches of time standing or walking throughout the day. Good footwear is essential to worker comfort, but comfort concerns must be balanced with safety. Employer Obligations It might be tempting to assume that...

29 Dec

Posted at 13:41h in Business, employee benefits, Health and Wellness, healthcare coverage, Insurance Coverages, Our Blog, PEO, staffing, United States Economy by
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The Affordable Care Act (ACA) created a federally financed subsidy, called the premium tax credit (PTC), to help eligible individuals and families with low or moderate incomes afford health insurance purchased through an Exchange. During the COVID-19 pandemic, Congress temporarily enhanced the PTC by eliminating...

16 Dec

Posted at 08:00h in Health and Wellness, human resources, Insurance Coverages, Nursing and Residential Care, Our Blog, staffing, United States Economy by
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The One Big Beautiful Bill Act (OBBB) arrived in the healthcare world with the subtlety of a cat knocking a glass off the counter — noticeable, a bit disruptive, and guaranteed to require some cleanup. For parts of healthcare that serve our most vulnerable —...

11 Dec

Posted at 10:33h in A/V Rental House, Business, Film, Film & TV, Insurance Coverages, Our Blog, Uncategorized by
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Independent producers are legendary multitaskers—usually balancing a tight budget, impossible deadlines, three emergencies, and one lukewarm coffee. In that whirlwind, insurance often feels like a chore to “just handle later.” Unfortunately, “later” is when productions get burned. That’s where an experienced film and television insurance specialist...

09 Dec

Posted at 09:30h in Business, employee benefits, human resources, Insurance Coverages, Our Blog, PEO, risk management by
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Employment Practices Liability Insurance (EPLI) protects businesses from claims like wrongful termination, discrimination, harassment, and other workplace-related issues. These claims are expensive, disruptive, and—thanks to ever-evolving labor regulations—surprisingly easy to trigger. This is where Professional Employer Organizations (PEOs) earn their keep. PEOs don’t just run payroll;...

03 Dec

Posted at 11:23h in employee benefits, Health and Wellness, healthcare coverage, human resources, Insurance Coverages, Nursing and Residential Care, Our Blog, PEO, staffing by
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By:  Steve Kolker, Insurance Consultant, Employee Benefits, Hilb Group/Barrow Group One of the most essential, but difficult to afford coverages is long-term care (LTC) insurance.  LTC insurance covers services like nursing home, assisted living, or in-home assistance that Medicare generally does not provide. The cost for...