Project owners and general contractors must thoroughly vet all contractors to ensure jobsite safety and protect against financial losses. A key part of this vetting process is confirming that contractors carry the appropriate insurance coverage. Hiring uninsured contractors can lead to serious consequences, including safety...

This Field Assistance Bulletin (FAB) issued on 7/25/25 provides important updates for staffing agencies that hire domestic workers, particularly those in the home care industry. To summarize these updates: Suspension of 2013 Final Rule Enforcement: The Wage and Hour Division (WHD) will no longer enforce...

The insurance landscape for carriers offering MEC (Minimum Essential Coverage) and MVP (Minimum Value Plan) has shifted significantly in recent months. With the closure of a key provider, Essential Staff Care, and the increasingly strict requirements from others, many in the temporary staffing industry seek...

In the staffing industry, few things are as dreaded as a skyrocketing experience modification rate—or mod rate. For temporary staffing agencies, where risk can be difficult to control, a high mod rate doesn't just increase your workers' compensation premiums, it can scare off clients and...

Employment practices liability (EPL) claims—such as alleged discrimination, harassment, or wrongful termination—can be complex and costly, leaving employers impacted with financial and reputational fallout. Taking steps to reduce EPL exposures and promote a positive workplace culture can help prevent such claims and related lawsuits. Here are...

Over the last few years, the health care industry has been navigating a challenging landscape. Looking ahead, several trends could continue to influence the sector. Considering these evolving dynamics, health care organizations should closely monitor emerging industry developments and adapt their operations and risk management...

The Three Cs for Safety:  Compliance, Competence, and Commitment:  A Comprehensive Approach The Paramount + series, Landman, is a fictional portrayal of the drama that enfolds when there’s an explosion at a Texas oil rig killing four workers.  While Landman is a fictional show with plenty...

Businesses often rely on buildings, structures, tools and equipment to provide products and services. Moreover, many businesses are responsible for storing others’ property on their premises. If this property is compromised, it can lead to substantial financial hardship for the company. To mitigate this risk, businesses...

[video width="1920" height="1080" mp4="https://www.barrowgroup.com/wp-content/uploads/2025/06/Why-Cyber-Insurance-Matters-for-Small-Businesses.mp4"][/video] Due to the volume and sensitivity of data staffing agencies handle, the risk of a cyberattack is high.  From personally identifiable information (PII) to employee's health data, a breach can compromise a client companies' data and thousands of temporary employees' information. Cyber insurance...