26 Feb

Posted at 10:46h in A/V Rental House, Business, Film & TV, human resources, Insurance Coverages, manufacturing, Our Blog, PEO, Property Coverage, risk management, staffing, United States Economy, Worker-Safety by
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As a small or medium-sized business (SMB) owner, running a business in our current inflationary economy is not easy with prices increasing. Unfortunately, with the current insurance hard market, premiums are also increasing, which especially negatively impacts smaller business. To help you mitigate your costs,...

25 Feb

Posted at 10:01h in Business, employee benefits, healthcare coverage, human resources, Insurance Coverages, Our Blog, PEO, staffing by
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The Affordable Care Act (ACA) created reporting requirements under Internal Revenue Code (Code) Sections 6055 and 6056. Under these rules, certain employers must provide information to the IRS about the health plan coverage they offer (or do not offer) to their employees. Under the original rules,...

05 Feb

Posted at 11:08h in Business, human resources, Insurance Coverages, manufacturing, Our Blog, PEO, risk management, staffing, Workers' Compensation by
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PEO-sponsored Workers' Compensation Insurance has advantages and disadvantages.  For some organizations, having a stand-alone policy may be a better alternative.  Here is a detailed comparison based on expert sources. Aspect PEO (Professional Employer Organization) Standalone Workers’ Compensation (WC) Payroll Services PEO exclusively handles payroll for enrolled employees, including payroll taxes...

04 Feb

Posted at 12:17h in Business, employee benefits, human resources, Our Blog, PEO, staffing by
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Real-time pay (often called on-demand pay or earned wage access) sounds like a slam dunk: employees get money as soon as they’ve earned it instead of waiting for payday. From an employer’s standpoint, though, it can be a surprisingly messy operational and compliance project. Here’s...

23 Jan

Posted at 09:00h in Business, Cyber Liability, human resources, Insurance Coverages, Our Blog, PEO, risk management, staffing by
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As businesses rely more heavily on vendors for operations and growth, cybercriminals have found new ways to exploit these trusted relationships. One emerging tactic, vendor email compromise (VEC), involves impersonating a legitimate supplier or partner to steal data or divert payments. While business email compromise...

29 Dec

Posted at 13:41h in Business, employee benefits, Health and Wellness, healthcare coverage, Insurance Coverages, Our Blog, PEO, staffing, United States Economy by
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The Affordable Care Act (ACA) created a federally financed subsidy, called the premium tax credit (PTC), to help eligible individuals and families with low or moderate incomes afford health insurance purchased through an Exchange. During the COVID-19 pandemic, Congress temporarily enhanced the PTC by eliminating...

09 Dec

Posted at 09:30h in Business, employee benefits, human resources, Insurance Coverages, Our Blog, PEO, risk management by
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Employment Practices Liability Insurance (EPLI) protects businesses from claims like wrongful termination, discrimination, harassment, and other workplace-related issues. These claims are expensive, disruptive, and—thanks to ever-evolving labor regulations—surprisingly easy to trigger. This is where Professional Employer Organizations (PEOs) earn their keep. PEOs don’t just run payroll;...

03 Dec

Posted at 11:23h in employee benefits, Health and Wellness, healthcare coverage, human resources, Insurance Coverages, Nursing and Residential Care, Our Blog, PEO, staffing by
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By:  Steve Kolker, Insurance Consultant, Employee Benefits, Hilb Group/Barrow Group One of the most essential, but difficult to afford coverages is long-term care (LTC) insurance.  LTC insurance covers services like nursing home, assisted living, or in-home assistance that Medicare generally does not provide. The cost for...